Health Capital Providers

All of the accounts receivable that we fund represent accounts receivable which are generated by healthcare service companies also known as "healthcare providers" which would include the following types of prospective healthcare clients:  sole practice physicians, group practice physicians, nursing homes, home healthcare companies, rehabilitation/physical therapy companies, chiropractors, hospitals, laboratories and others.  We presently do not offer funding to dentists or veterinarians.

Mainstream Accounts Receivable

The "mainstream" types of accounts receivable that we will consider for funding are accounts receivable which are generated by a healthcare service company and are due from third party payors which include the following payor categories:  Medicare, Medicaid, Commercial Insurance, Private Insurance, HMO/PPO, and Managed Care.  The average time to collections for most of the Accounts Receivable that we fund range from 90 - 120 days (we will also consider receivables which collect in longer time periods).

Accounts Receivable Which Are Non-Mainstream, But Are Acceptable

We will also consider funding accounts receivable whereby the payors are actually healthcare facilities themselves, such as a nursing home or a hospital, whereby the healthcare provider client is contracting to provide its services to the healthcare facility.  Other types of accounts receivable that we will consider funding but are not our "bread and butter" type of receivables include the following:  personal injury, no-fault, and worker's compensation.

Accounts Receivable Which Are Not Acceptable

We presently do not fund accounts receivable that are owed by patients directly (also known as self-pay).  In addition, we do not fund certain types of longer turning worker's compensation, personal injury, or no-fault accounts receivable.

What's the next step?

As a provider, you can print a "Prospective Client Summary" form and a "Preliminary Application".  To do so, you will need to click on each of the buttons below and then print each form using the "Print" button located at the bottom of the form.  You can also obtain downloadable versions of these two documents.  Click here to go to our "Downloads" section.